You work in the Netherlands and you have decided to buy a house. Excellent choice: as the interest rates are so low, this is often a cheaper option than renting. As you are probably not familiar with Dutch laws and regulations, this can be a complicated process. Our real estate agents like to help you with viewings and the purchase process of a suitable residence in or around Utrecht.
To buy a house, there are several conditions you need to comply with.
Be sure to have your mortgage options mapped out and find out which option suits your requirements the most. Our mortgage advisors can give you insight into your financial options.
When all this is clear and you know the extent of the mortgage you can take out, the search for a house in the Utrecht region can begin.
After making an extensive inventory of your housing preferences and needs, we will look for a suitable house together.
The Utrecht housing market is overheated, meaning that houses are sold in no time at all. Because we have prior knowledge of which houses are coming on the market, we can arrange a viewing before they are listed online. Based on your housing preferences, and to make sure that you don’t waste time on what you don’t need, we will make a preselection of what is on offer.
Viewings and comparing
When we have found a house that meets your wishes, we will bring you along for a viewing. We assess the condition and maintenance of the house and compare the property with other houses that are for sale or which were recently sold in the same area. This way, you know whether the asking price is a realistic one.
When viewing a house, the estate agent of the seller is generally present as well. This agent serves the interests of the seller and will try to achieve the highest price; they are not there to assist you. That is why it is important that we come along with you.
Signing the purchase agreement, financing & transfer
The selling estate agent handles the drafting of the purchase agreement. We can check this on all points. After we have gone over the agreement with you, the agreement can be signed. After the seller has signed as well, you still have a three-day reflection period.
If you need to take out a mortgage to purchase the house, the mortgage advisor will find the most suitable mortgage for you. As an independent party, they compare mortgages, interest rates, and the conditions of more or less all mortgage providers.
On the day of the transfer of the deed, which will be at a notary’s office, we will inspect the residence again together with you and the selling party during a final inspection. When everything is in order, we all meet up at the office of the notary. Upon signing the deed of delivery, you become the owner of your new house and the seller hands over the keys.